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recent news posts

Friday, January 04, 2013

Louisville Named to 10 'Healthiest Housing Markets' List

Louisville, KY recently made the list created by Jed Kolko, chief economist for online real estate resource Trulia, Inc., as one of ten “healthy” housing markets he will be keeping his eye on as we enter 2013. Louisville is included on this list because of its strong labor growth, low vacancy rates, and low foreclosure inventory. In fact, the article points out the low vacancy rates have created conditions where building of new construction is necessary, but that conditions are not such that inventory and sales are affected.  Read More

Monday, May 02, 2011

Tips to Save Energy and Add Value

When it comes to energy efficiency, look for smart features and expertise to help you save energy and money and add value to your home. 1. Begin with a Right-Sized Home. If the home you buy is simply too large for you or your family’s needs or plans, you stand a good chance of wasting energy through excessive heating and cooling costs. If it’s too small, you’ll feel cramped and uncomfortable. It’s a big investment, so seek balance and buy it “right” from the outset.  2. Purchase Energy Star Appliances Such as Your TV, Dishwasher, Washer and Dryer, and Microwave. And especially the refrigerator, as it ...  Read More

Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. 

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information Inputs Outputs
Purchase price:  
Down payment:
Loan amount:  
Annual interest rate:  
Length of the mortgage in years:  
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:  
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:  
Monthly payment (PITI):  
Tax deductable portion of payment:  
Qualifying Information Inputs Outputs
Gross income:  
Monthly debt payments:  
Qualify for loan?:  
Maximum qualifying loan amount:  
Current payment to income ratio (max approx. 30%):  
Current debt to income ratio (max approx. 40%):  

Longer term loans may take a few moments for the report to be generated.