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recent news posts

Monday, June 05, 2017

Hands-Only CPR

Hands-only CPR can save lives.  The American Heart Association states that "Almost 90% of people who suffer out-of-hospital cardiac arrests die.  CPR, especially if performed in the first few minutes of cardiac arrest, can double or triple a person's chance of survival."  Most people who survive a cardiac emergency are helped by a bystander.    Check for responsiveness – shake the person and shout “Are you OK?” Call 9-1-1 – either tell someone to call or make the call yourself Compress - Push hard and fast in the center of the chest at a rate of 100 per minute. The victim should be ...  Read More

Wednesday, May 31, 2017

Must Be This Tall To Ride

Surely, you remember being a child at an amusement park when after having stood in line with your friends and family, waiting to get on a terrific ride, you discovered the sign that read, “you must be this tall to ride.” Not only was it disappointing, it was slightly embarrassing. You never want to go through that again. A remarkably similar situation occurs when people are buying a home. After finding the right home and negotiating the contract, they find out that they don’t measure up financially.  It’s not something that anyone wants to go through if they have a choice. Regardless of what you think you ...  Read More

Mortgage Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. 

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.

Purchase Information Inputs Outputs
Purchase price:  
Down payment:
Loan amount:  
Annual interest rate:  
Length of the mortgage in years:  
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:  
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:  
Monthly payment (PITI):  
Tax deductable portion of payment:  
Qualifying Information Inputs Outputs
Gross income:  
Monthly debt payments:  
Qualify for loan?:  
Maximum qualifying loan amount:  
Current payment to income ratio (max approx. 30%):  
Current debt to income ratio (max approx. 40%):  

Longer term loans may take a few moments for the report to be generated.